Cherry is a great option if you want quick, flexible financing with no impact on your credit score. It’s ideal for first-time aesthetic clients or anyone looking for short-term payment plans. You apply per treatment, get approved instantly, and split your total into manageable monthly payments - with some plans offering 0% APR.

PatientFi works more like a traditional line of credit. Once approved, you’ll have an open account to use toward any future treatments. It’s a strong option if you plan to return regularly, want longer-term financing, or already have a PatientFi account.

Key difference:

Cherry is a per-treatment payment plan.

PatientFi gives you a reusable credit line.

Applying before your appointment makes checkout faster and easier. Pre-approval lets you see your available credit, estimated monthly payments, and financing terms upfront - so there are no surprises.

With Cherry, the process takes just seconds. You’ll get an instant decision with no impact on your credit score, and there’s no obligation to book until you’re ready.

With PatientFi, it’s best to apply ahead of time since approval is based on your credit. Once approved, your account can be reused for future HoneMD treatments - making it a smart option for ongoing care.

Yes - both Cherry and PatientFi typically require a minimum treatment amount of $250.

No, only one financing method can be used per treatment.

You can apply directly through the Cherry or PatientFi websites - links are available above. It takes just a few minutes.